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Studycare Insurance with Embassy

The welfare of our students is our top priority. We know that studying and living abroad is a major investment in your education and your future. It is vital that you are secure and safe during your time abroad.

The benefits of insurance

Study Group have taken care to source the best providers of insurance for international students, offering you all the protection you need. From the time you set off to the moment you return home, you can be secure in the knowledge that you have a level of insurance cover second to none.

For those studying in England or New Zealand: a comprehensive insurance plan administered by ACE European Group Limited
For those studying in the USA: an all-inclusive insurance plan administered by Specialty Risk International, Inc. (SRI)
We do not currently offer insurance for students in Australia. See below for details of OSHC.

What is included?

Below is a summary of the most important features of each policy. Please read your policy in detail to make sure that it suits your needs - if you wish to check anything before you buy your insurance, download one of the PDFs at the bottom of this page. If you still have a question, our team of advisers can help.

England

Medical emergency and repatriation	GB £ 1,000,000
ACE Rescue	Unlimited
Travel expenses	GB £ 5,000
Cancellation expenses	GB £ 5,000
Delay	GB £ 1,000
Abandonment	GB £ 2,000
Missed departure	GB £ 500
Personal property	GB £ 1,500
Essential purchases	GB £ 100

USA

Accident and sickness medical (per injury or illness)	US $250,000
Dental emergency	US $100 per tooth to a maximum of US $ 500
Personal liability	US $100,000 per occurrence up to US $ 200,000
Trip interruption	Up to US $2,500
Loss of luggage	Up to US $500
Emergency reunion	US $5,000
Emergency medical evacuation	US $50,000
Assistance	24 hours, worldwide

New Zealand

Medical expenses	Unlimited
Emergency medical evacuation	Unlimited
Dental Emergency	Up to NZ $ 1,500
Personal Property	Up to NZ $ 15,000
Loss or damage of personal documents	Up to NZ $ 2,000
Theft of money	Up to NZ $ 1,000
Travel Expenses	Up to NZ $ 10,000
Essential purchases	Up to NZ $ 200
Missed departure	Up to NZ $ 10,000
Cancellation expenses	Up to NZ $ 100,000
Personal Liability	Up to NZ $ 2,500,000

Australia

We regret that we do not currently offer student insurance in Australia, but please note that it is still an obligation to ensure you are covered before you travel. See below for details of OSHC.

How much will it cost?

Note: For 2008 our prices for insurance in England have been substantially reduced. There is now a simple fee of GB £8 per week, regardless of the length of stay.

Period of cover	UK / Ireland (GB £)	USA (US $)	New Zealand (NZ $)
Up to 2 weeks	GB £16	US $85	NZ $80
Up to 4 weeks	GB £32	US $124	NZ $80
Up to 6 weeks	GB £48	US $173	NZ $80
Up to 8 weeks	GB £64	US $217	NZ $120
Up to 3 months	GB £104	US $299	NZ $150
Up to 4 months	GB £144	US $371	NZ $185
Up to 5 months	GB £176	US $447	NZ $230
Up to 6 months	GB £208	US $517	NZ $275
Up to 7 months	GB £248	US $587	NZ $320
Up to 8 months	GB £280	US $657	NZ $365
Up to 9 months	GB £312	US $727	NZ $410
Up to 12 months	GB £416	US $856	NZ $545

Studying in Australia and New Zealand

If you are studying in Australia on a student visa you are required by the Australian Government to take out Overseas Student Health Cover (OSHC). This will only cover you for health-related matters whilst in Australia.

Period of cover	Cost of OSHC (AU $)
1 to 3 months	AU $81
4 to 6 months	AU $162
7 to 9 months	AU $243
10 to 12 months	AU $324

In New Zealand, the government also requires that all overseas students have insurance which meets their minimum requirements. Please contact us if you require more information.